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Causes of Burning Cars When Filling Gasoline

Knowing the cause of burning cars when filling gasoline is very important so that you can avoid the possibility of an accident in the gas station area.

Burning Cars

In addition, this knowledge is important so that you can also comply with regulations when filling gas properly, and reprimand consumers or officers who fail to apply the prohibition regulations.

Basically, the main cause of a car burning when it is filled with gasoline is the presence of gaseous fuel vapors scattered in all corners of the gas station area, especially the area around the dispenser.

The presence of gaseous fuel vapor is a natural property of fuel, including gasoline, which is not only in the form of a liquid, but also easily evaporates and becomes gas particles in the surrounding area.

The nature of fuel in the form of liquid or gaseous vapor is very flammable. Therefore, we should avoid things that trigger it to burn.

The following is a list of the causes of a car burning when filling gasoline and a full explanation:

Smoking in the Gas Station Area cause of Burning Cars

Gas stations are areas that are clean from smoking. Therefore, smoking in the gas station area is the cause of the car burning when filling gasoline.

This is because the coals at the end of the cigarettes and the ashes of the fallen cigarettes have hot temperatures that are dangerous if exposed to gasoline gas vapors in the gas station area.

A fire can be ignited and result in a serious accident.

Car Engine Not turned off cause of Burning Cars

The cause of the car burning when the second filling of gasoline was the car engine that was not turned off. Vehicle engines also have a hot temperature that is prone to fire.

Not to mention the possibility of a car running on its own due to accidentally stepping on the gas pedal, or other possibilities.

Some car components that have electricity will also trigger a fire. Turning off the car engine is the right thing to avoid this accident.

Open Car Door

You may be wondering about the link between opening the car door and causing the car to catch fire when filling up with gas.

Static electricity generated from the friction of tires with the road can trigger sparks to appear when exposed to liquid fuel.

This static electricity voltage will be even greater if we open the car door but do not set foot on the ground. Because the human body also has electricity in it.

The best way to avoid causing the car to catch fire when filling up with gasoline is to turn off the vehicle engine, then get down and stand some distance from the car and the fuel dispenser.

To ensure safety when filling gasoline, do not enter the car if the fuel hose is still stuck in the car’s tank.

Using HP and Camera

Fuel gas vapor is also flammable if there are electromagnetic waves or radio waves such as those produced by cellphones.

The danger of causing the car to catch fire while filling up with gasoline is also more likely to occur, if you make a phone call. Therefore, HP should be deactivated for a moment when filling gas.

As for the camera, the energy source from the battery contained in it is also prone to sparks when exposed to fuel gas vapor in the gas station area.

Don’t take pictures, and keep your camera off.

Shaking the Tank

Some people believe that by shaking the gas tank on the car will make the gasoline completely filled. However, this is not allowed.

Because, the vehicle tank is designed with the appropriate capacity. The tank will not experience a decrease in space capacity, even if the vehicle has been used for years.

Shaking the tank actually causes the car to catch fire when filling gasoline. Fuel gas vapor will even more easily spread and trigger fires if exposed to sparks or hot temperatures.

Shaking the tank also increases the possibility of liquid gasoline coming out of the tank and spilling into other areas.

Even if the amount of liquid that comes out is small, it will not reduce its flammability.

Those are five causes of burning cars when filling gasoline that should be wary of. Always obey the rules that apply wherever you go.…

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GPS has Important Functions in Cars

Installing a GPS certainly provides many benefits for car owners, how to install a GPS in a car is also easy. Let’s see how to install GPS in the car in this discussion.

GPS (Global Positioning System) is a satellite-based navigation system that functions to detect cars. Using the trilateration process technology, the location of the vehicle can be detected based on distance via 3 satellites.

After that, the location point will be sent via GPS signal through the cellular tower to the operator’s server. On the operator’s server, the vehicle’s position will be processed and converted so that it can be accessed and displayed in various browsers, from desktop to smartphone applications.

Having an important role in vehicle safety, making GPS more and more used by some people. GPS is divided into 2 types, namely GPS Navigation and GPS Tracker.

Both of these GPS have several different important functions, GPS navigation functions as a tool that gives directions or location while driving. Meanwhile, the GPS tracker functions as a car tracking device. For more details, let’s look at the following GPS functions!

It has useful functions for car drivers, here are some GPS functions that you can know

GPS can Anticipate Crime

The first function of installing GPS in a car is to anticipate crime. Because, GPS is able to provide vehicle position information in real time. So, you can immediately track the position of the car, in case of theft.

Some types of GPS are also equipped with a feature to turn off the car engine remotely, while others are equipped with a built in alarm. Thus providing extra security for your favorite car.

GPS As Travel History

GPS also has another function, namely as a travel history. So, you can know what places you have visited, complete with the time of the incident. The travel history data will be stored neatly in the GPS system, and you can access it whenever you want.

As a Tapping Tool

Some GPS are equipped with an eavesdropping feature, so you can hear the entire conversation in the car. This feature is certainly useful for you to use. Moreover, if there is a case of theft or crime, this tool can serve as evidence.

Detect Weather Conditions

Another useful GPS function is that it can be used as a weather detector. You can see the humidity, temperature, and air pressure of a place using this GPS.

Well, that’s the function and how to install GPS in the car that you have seen. It turns out, installing GPS is not difficult is it?

Installing a GPS certainly provides additional protection for the car. But, you know, it turns out that this is not enough to protect your favorite car.

For example, things that are not desirable, such as accidents. In addition to feeling the injury to the body, the car being driven is also of course damaged.

So, the costs that you will spend will also be double, namely for medical expenses and car repairs.…

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Tips for Buying the Right New Car Tires

It is not the factory or repair shop that is obligated to take care of car tires, but the car owner itself.

How to? Namely, by following the tips for buying new car tires, which are correct so that they last for a long time, even though they are often used.

Because, the use of the vehicle, only the owner or driver knows. So, from how often the car is used to how often to use a damaged road, you have to be able to feel, when the tires need to be inflated, replaced and so on.

Come on, just take a peek at the following tips for buying the right and safe car tires!

Choose Car Tires According to User Needs

The first tip for buying new car tires is to choose according to your own needs, as a car user.

For example, if you like traveling, which has to pass through muddy and rocky terrain, then the type of tire suitable for off-road is M/T or Mud Terrain.

As for the type or type of car tires, they are known to be strong and sturdy even when taking the most difficult terrain.

So, from your needs, you can see the type and type of tire you need. However, do not use this type of tire, on city streets because it will be slippery and the grip is weak.

In addition, if your home area is a flooded area, then the All Terrain or A/T type is suitable for use.

However, if you use a car only to go to the office, which is in urban areas, then you can use the H/T or High Terrain type, which is very comfortable and not noisy.

Choose Tires According to Car Type/Type

If the previous tips suggest to be adjusted to the needs, tips on buying new car tires on this one, more adjust the type or type of tires, with the car.

The reason is, every vehicle or car, must have its own default type and size from the factory.

How do I see it? Usually, the type or type of tire, is engraved on the placard of a drawer or door, (depending on the type of car).

In fact, there are also those that include the type or type of tire, near the fuel tank cap.

So, when you want to buy a new car tire, you can see the reference type and type, from the manufacturer’s recommendations.

In addition, choosing car tires based on the type and type, can also be seen from the instructions for use, and the inclusion of the type and size of the tire.

Usually, the type of car tire is listed in a combination of a code. For example, if there are car tires coded P 215/55R17 93V.

The meaning of the letter ‘P’ itself is Passenger, which means the car is designed to carry passengers or people.

Not only coded P, other car tires are also listed as LT tires, which means Light Trucks or small trucks, which can carry goods.

In addition, there is the ST code, which means “Special Trailer”, and the T code for “Temporary”, which is more specific to spare or spare tires, so this car tire cannot be used continuously.

Choose Car Tires from the Suitable Groove/Motive Design

The next tip for buying new car tires is to choose tires according to the groove, pattern or motif.

Why is choosing tires based on the groove design pattern, also important? This is because it can increase tire friction with the road.

So, if the friction is small, the risk of slipping or slipping on the road is even greater.

Usually, for wet road users, who live in areas with high rainfall intensity, it is advisable to choose a V design pattern.

Because, the V design groove, is said to have high friction, so it is very suitable for slippery and watery road conditions.

What about hot road conditions, such as asphalt roads in the desert? Well, for this condition, avoid using a tire design with a lot of strokes.

However, if you go through bumpy roads more often, then tires with a round tread groove design can be chosen because they are very suitable.

Well, if the pattern on the bna is starting to thin, you should immediately replace the car tires, because it will reduce its performance, and the benefits above.…

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Tips for Choosing the Right Tires for Your Lovely Motorcycle

Motorcycle tires can be said to be an important component because they are a medium that rubs against the road surface. That’s why you have to know how to choose the right tires for your motorcycle. Choosing the right tires is the key to comfort and safety when riding a motorcycle. The round rubber has several models, sizes, and their respective uses for each type of motorcycle. Because tires are components that function to support the weight of the vehicle, and also channel the power generated by the engine.

On motorcycles, there are two types of tires that are commonly used, namely tubeless tires and tube type tires. Both types of tires have their advantages and disadvantages. For example, tubeless tires are more suitable for use on flat road surfaces such as asphalt. These tires do not use inner tubes, so they are more resistant to leaks. However, tubeless tires must be used on cast wheels, which have no cavities. While the tube type tires are only suitable for use on spoke wheels or spoke wheels. However, this type of tire offers better flexibility, making it suitable for use on uneven terrain.

In addition to the type, there are also differences in tires according to their designation. There are dry tires, wet tires and dry wet tires. All three have different styles. On dry tires are intended for use on dry roads, which are seen in the patterns or grooves that are few, or even no patterns. These tires have maximum traction on dry asphalt surfaces. While the wet type tires usually have many patterns or tire grooves that function to break up stagnant water on the road surface. Usually the composition of rubber on wet tires is more so that if used on dry surfaces it will wear out quickly.

Indonesia is a country with a tropical climate, sometimes it rains, sometimes it is scorching hot. Tires with wet and dry type are very suitable for these terrains. This type of tire has not so many patterns that it has good traction when dry, but can break up water when it rains.

Well, to find out what tires are the most suitable for your favorite motorcycle, it’s good to read some of the following tips;

Choose the type of tire

The tires that come with the motorbike are indeed the most appropriate tires that are presented for the motorbike. However, there must be something lacking for the owner. Therefore, many other tire manufacturers offer various advantages over standard tires. Of course, we can apply this as long as the tire specifications are similar to the default motorcycle, and the conditions that are often passed. If you often pass through wet road conditions, it’s better to choose tires with wet types which of course have better water breaking power than dry tires. This also applies vice versa in dry field conditions.

Pay attention to the tire size

Until now, there are still many motorcycle users who use tires with the wrong size. This is mostly for appearance reasons. But for security and comfort it is clearly different. Tires that do not match the size will affect the performance of the vehicle. For example, a tire whose size is smaller than the standard size, then the victim is the traction of the tire on the road surface, the motorbike will slip more easily. Meanwhile, tires that are larger than the default size will affect engine performance. Bigger tires have a heavier weight, and this results in a heavier impact on the power of the engine.

Check the production code

Because it is made of rubber, the function of the tire will decrease with age. Tires that pass the storage period will be dry and brittle, which will automatically affect their performance. Therefore, always check the tire production code printed on the tire wall itself. A common code is for example something like 2020, which means the tire was made in the 20th week, in 2020. Because tires are one of the fast moving components, it doesn’t matter if you buy tires with a production age of more than three years. Because the expiration date of tires can last up to five years.…

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The Forgotten Killer

The Forgotten Killer

The New York Times ran an article stating that the Mayo Clinic had surveyed the five biggest fears of parents.

What do you think they were? What are you biggest fears as a parent?

Well, according to the article most parents fear these five things:

Kidnapping

School Snipers

Terrorists

Dangerous Strangers

Drugs

Did any of those hit home? Say, when I think about any one of those things, I admit that I could get concerned. “Dangerous strangers” – I get chills imagining the unknown.

Which one is the scariest for you?

Guess what is not on the list? Motor vehicle crashes. Wow. Even though motor vehicle crashes is the number one killer of teens, it did not even make the top five when parents revealed their fears.

That’s scary. Your son or daughter is more likely to be seriously injured or killed in a motor vehicle crash than all of those other things combined. But motor vehicle crashes is not even on your radar.

How do you explain that? I don’t know. Maybe it’s because we kill and injure so many teens (over 340,000 seriously injured last year according to the Center for Disease Control), that as a society we simply don’t even notice it. Except when it’s your son or your daughter, then you can’t help but pay attention.

But even then, nothing seems to change. We rack up another statistic and forget about it. That is, unless you’re the one who has to build a wheelchair ramp, forsake a promising career, or arrange for a funeral. Then, you notice and wonder “Could we have done something different?” “Are these the best choices we have?”

Drivers education has been around for over three generations and it still has failed to produce safer drivers. During all that time, motor vehicle crashes has remained the number one killer of teens. But, no one seems to notice what a poor job it does. It’s something we accept and don’t think about – like the Forgotten Killer.…

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Neck Pain Injuries From Driving, Are You Making These Fatal Mistakes?

Neck Pain Injuries From Driving, Are You Making These Fatal Mistakes?

When neck movements occur suddenly, or unexpectedly, it is very likely an injury will occur.

An injury occurs typically because the muscles of the neck are unable to tighten quick enough to the sudden or unexpected movement. When it is from a motor vehicle accident, especially from an impact from behind, it easy to envision the resultant injury to the neck.

The impact is surely forceful enough, and in most cases sudden and unexpected, to cause an injury to the neck. But even if the impending collision is expected, the muscle of the neck are overpowered to result in trauma as well.

That said, there are very basic pieces of advice to reduce the chances of being in a car accident in the first place. This may seem like basic suggestions, but prevention is always the best medicine, and when a neck injury and life long pain and suffering are common consequences of car accident, being reminded of these suggestions are helpful.

1) Consuming Alcohol and Driving: I know, simple, common sense advice, but you would be surprised how often this happens, and really neck pain and suffering is but one of many evils that happen with drinking and driving.

2) Using your Cell phone and driving: Again, seems like common sense, but having one hand on the wheel, and one hand on the phone, decreases reaction time, decreases concentration, and decreases physical ability to maneuver your vehicle.

3) Do not text on your phone and drive: How often do you see someone doing this? Scary is it not?

For the reasons above, and mostly not paying attention, will significantly increase your chances in causing a car accident.

University of Utah actually determined that being intoxicated was less of a problem for causing motor vehicle accidents, when compared with distractions from cell phone use.

Amazing!

Not paying attention while driving is hypothesized to be involved in 20-50% of motor vehicle accident, reported by police in which up to 13% resulted from the driver not paying attention.

Another reported study found that using the speaker component of your phone vs using the cell phone with your hands were alike. Both decrease the drivers ability to respond in time, when measured against a driver not using a phone at all.

It would seem that hands free would be less likely to result in an accident vs hand held. However, it is believed that the energy it takes our brain to concentrate or, the “thinking” part during the conversation causes the primary distraction, not the use of hands.

South Carolina University also found that when compared to talking with a passenger, planning to speak put far more demands on the brain than listening. Thus, we become “distracted”, and it is these “distractions” that increase the probability of an accident.

4) “Rubbernecking”:

Another form of “distraction”, the obvious concern are the eyes of the road, while the vehicle is still moving. We have a fascination with other accidents, and we rubberneck when an accident is ahead.

As we focus on the other accident, not only are our eyes off the road, more then likely, traffic ahead is slowed, if not stopped. Wham, another accident.

5) Changing Stations/CD Player: another distraction in which we are not focused on the road.

Of all the factors listed above, texting seems to be the most worrisome. The University of Utah study found a factor of 6x times more likely to be in a car accident due to being distracted because of texting.

It seems that texting while driving is more common with the young. Half the drivers asked between the ages of 16-24 admitted to texting while driving, whereas with drivers between the ages of 35 years old and 44 years, 22% admitted to texting.

6) Drowsiness: another significant distraction responsible for an increased risk for a motor vehicle accident is being drowsy, which increased the drivers risk of a crash or near crash by 4 times, according to a July 2009 Virginia Tech report.

They studies analysis of videos of 200 truck drivers, Combined, the drivers studied logged over 3 million miles.

Results indicated that texting while driving had the greatest safety risk at 23 times more likely to have their eyes being off the road.

Other variables for increase in safety risk was reaching for a moving object, with a 9 fold increase, while rubbernecking increased the risk 3.7 times, reading increased it 3 times, dialing a cell phone increased risk 3 times, and talking or listening on a hand held device increased the risk 1.3 times.

The bottom line: Neck injuries from motor vehicle accident, let alone fatalities, are a very real concern. Concentrating on the function of “driving” is paramount, but avoiding the …

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What Should I Do If I Have Been Involved In A Car Accident?

What Should I Do If I Have Been Involved In A Car Accident?

Your first concern should be your health and safety. You should always wear a safety belt. If you have the misfortune of being injured in a motor vehicle accident, you should seek medical attention immediately. Indeed, if you or anyone is injured in an accident, steps should be taken to summon the police to the accident scene so that first aid or emergency treatment can be rendered.

It is also important to obtain information concerning the other parties involved in the motor vehicle accident as well as obtain the facts concerning how the incident occurred. You should keep a pencil and note pad in your glove compartment for this purpose. At a minimum, the information you should obtain includes:

• the identity, including name, address, telephone number, social security number or driver’s license information of all involved parties, operators or witnesses;

• the registration and motor vehicle license plate number of each vehicle involved, as well as descriptive information such as make, model and year of the vehicles;

• the automobile insurance carrier of each motor vehicle involved (not the insurance agent);

• the date, time, weather conditions and location of the accident, including reference to stop signs, traffic lights and intersections;

• a pictorial description of the accident scene with directions of travel of all involved vehicles is most helpful.

You must report the accident to your automobile insurance carrier and agent as soon as possible. This should certainly be done within one (1) business day of the incident. In most cases it is sensible to file a report of the accident with the police department of the town in which the incident occurred.…

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Using a Car Accident Lawyer for Small Minor Accidents

Using a Car Accident Lawyer for Small Minor Accidents

Many people never think about preparing for the likelihood of a minor car accident, but if you are thinking about it then you are smart to prepare ahead of time to ensure you will be ready and protected if the time comes. What you need to know is ultimately the best way to make sure you have your rights protected in the event of an accident. The foresight here will allow you to get ahead of the game when something does happen and the gains will be almost immediately seen.

The first thing you need to know is that when an auto accident happens you will need the accident report. The reason this is so crucial is that any benefit you are going to get is by design going to be based on the original accident report. After calling the police they will come and make a report of what happened. They will look at everything that happened and determine what needs to be said. The more complete the report the better chance you have of receiving benefits. After ensuring the report is as complete as possible, you can move to the second phase.

As drivers we have all seen our fair share of minor accidents. If you have not actually been a part of a minor accident then you can be sure the odds are against you avoiding one forever. That being said, minor accidents are better than major ones, and if you know you are likely to be involved in some sort of accident at some point then it is in your best interest to make sure the correct steps are taken to make the process as easy as possible.

In the event of an accident, for example, notify the police as well as any needed medical attention. Dealing with injuries is always a prime concern. Once this is taken care of, you can move to take pictures of the accident, collect information such as the names and license plates of cars, and phone numbers of witnesses. Make sure you get pictures of the cars as well as any injuries. Anything might become important later, so be sure to get as much information as you can, even if you think it might not be important later.

After collecting all of this information, make sure you ask the police to write a report and file it. You will also be calling not only your insurance carrier to let them know you have been in an accident, but you should also call your lawyer so they know what has happened. They will probably ask you for the information so they can get started on a claim. If you have a tow truck come and get your car then make sure you know where it is going to be taken and remember that you can choose the location.

Knowing the steps to take in the event of an accident is important, and equally important is knowing a good car accident lawyer. In the event of a minor accident it is important you have everything prepared, and having a lawyer lined up is key so it is time to prepare now in the event you have issues later.…

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Depending on Road Signs

Depending on Road Signs

Whether you are driving in a very familiar area or in a new and unknown location, road signs give you the information you need to make safe driving decisions. Road signs provide drivers with direction, warning of potential dangers, and help to control traffic. Without proper road signs our roads would be even more chaotic and dangerous than they already can be.

Unfortunately, there are situations in which a construction company, municipality, or state is negligent in repairing or placing crucial road signs. Without proper indication, drivers are at serious risk of getting in accidents with unexpected changes in the roadway or with other drivers. It is important for the safety of every driver that cities and states keep their signs properly maintained.

Road signs are necessary for proper flow of traffic. Without stop signs, dangerous accidents can ensue. This is especially true if traffic signs have formerly been in place and are removed or not repaired. Drivers may be involved in dangerous traffic accidents if they pull up to an intersection and expect to find a stop sign or expect that another driver has a stop sign.

Proper street signs are also crucial for indicating changes in the road way. If a street dead ends or becomes a one way street, without proper signage, a unsuspecting driver can find themselves in a dangerous situation. Street signs are crucial for letting drivers know what to expect and how to safely navigate the roads around them.

Areas of construction also require proper signage to indicate potential dangers or changes in the roadway. Road construction can often create dangerous situations for a driver by shifting normal lanes, closing off lanes, or imposing unsafe objects in the roadway. Proper signs are necessary to avoid dangerous accidents in these areas.

If you have been involved in an accident or if you were injured because of negligent maintenance of road signs, please visit the website of the Waco road defects lawyers at the law offices of Vic Feazell, P.C.…

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Help Your Teen Drive Safely

Help Your Teen Drive Safely

When your teenager obtains his or her first driver’s license or learner’s permit, the whole experience can be a little nerve-wracking. Auto crashes are a leading cause of major injuries among people in this age group. Even when young people are committed to driving responsibly, simple inexperience can contribute to serious accidents. As a parent, it is only natural to be concerned.

Does this mean you should ban your kids from ever getting behind the wheel? Of course not. The only solution to beginners’ mistakes is more experience and practice. Dangerous errors can be avoided with carefully supervised and informed training. This article will review some basic steps for helping your kids remain safe on the road.

Basic Tips for Parents

Teaching safety can be a slow process, but it is not hopeless. A few steps to take that can help you guide your children through the learning process include:

Refresh your knowledge. It is very difficult to teach a new skill when you do not have complete information yourself. A defensive driving course – whether in person or online – can help you practice the habits you want to pass on. Even sitting down with a copy of your state’s drivers’ manual to do a quick review can help.

Set a good example. Once you have brushed up your safety skills, demonstrate them to your kids. Even if they are too young to begin driving yet, they do observe you as you drive and will likely develop similar behaviors. One of the best ways to influence people’s behavior is to practice what you preach.

Talk to your kids. If you simply list dos and don’ts, you may come across as just being controlling for no particular reason. A few minutes online can provide statistics and facts that demonstrate the importance of what you are trying to teach. Sometimes kids need clear, evidence-based explanations of the potential consequences of dangerous behaviors.

Reward good behavior. Studies have shown that in all contexts, punishment of bad behavior is not enough to instill good habits. You also need to notice and praise responsible actions. It will not only make your teaching more effective – it will be better for your relationship with your children.

Look for programs in your neighborhood. There are many private and government-funded organizations committed to fostering safe driving behaviors. Classes, manuals, and online videos can all help new drivers learn the skills they need. There are even programs for parents and teenagers to take together.…

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Why Are All Accident Cases Different?

Why Are All Accident Cases Different?

You hear it all the time that no two automobile accident cases are the same. So why is that? Well the reason is there are many factors that go into determining a claim. We will cover some of the variations that can cause claims to be different from one another.

1. Location. Where someone gets involved in a motor vehicle collision is important because that may be where a jury is selected to listen to your claim if you are forced to go to trial. As with most areas some places are more conservative or have a more conservative jury pool and others are more liberal. The jurisdiction has a impact upon any settlement or verdict but is not the only factor considered.

2. Type of accident. There are various types of automobile accidents, for example head on collision, rear end collision, t-bone collision, failure to yield collision and side swipe. There may be some types of collisions not listed but these are the usual suspects when it comes to automobile collisions. Depending upon the nature of the collision will usually depend upon the seriousness of the injuries.

3. Amount of insurance coverage available. Some of the most severe injuries my firm has seen has been related with the most underinsured drivers and subsequently, the odds decrease dramatically at there ever being a recovery. When someone has insurance the insurance company will provide protection up to the amount contracted for. There are various policies but the important ones which are helpful when you are involved in a motor vehicle collision are; liability, uninsured motorist and medical payments coverage.

Liability insurance is the coverage you need if you are at fault for an automobile accident. The insurance company will cover you up to the policy limit amount you purchase. The minimum policy limit amount in Georgia as of the date of this article is $25,000.00/$50,000.00. These limits translate into no more than $25,000.00 per person and no more than $50,000.00 per accident regardless of how many people are injured.

Uninsured motorist insurance is insurance that protects you in case the at-fault driver does not have any insurance or if they are underinsured. This is the most effective way to protect yourself against other drivers. You can not control the way other drivers drive. You can not stop a drunk driver from drinking and getting behind the wheel, but you can attempt to reduce the impact it has on you and your family should that drunk driver chose to run into your vehicle. Not much of a consolation but the reality is it is the single best way to proactively protect your family from financial ruin if an unfortunate serious car collision occurs. Most insurance companies will allow you to purchase uninsured motorist coverage in the same amount as your liability coverage. If there is anything to take away from this article it is to go out and purchase as much uninsured motorist coverage as you can afford. This coverage is an optional coverage and you must ask for it if you want it.

Medical payments insurance coverage is insurance that pays for medical care and prescriptions as well as lost wages and other payments based upon medical coverage you need. The policy amounts usually range from $500 to $50,000.00. This insurance would serve as the primary insurance even before any health insurance you may have. Very affordable and if you have no health insurance it is a good way to protect against the unexpected car collision and subsequent medical care you will be required to pay. This is also important because the number one complaint we here is the doctor wants $200.00 to see me and I can not work due to my injuries “how am I going to pay for this?”. The short answer is medical payments coverage. This is an optional coverage and must be requested if you want it.

4. Injuries caused by the automobile accident. Insurance companies will not pay for what could have happened to you in an automobile accident, in fact unless there is solid proof that you will need surgery then the insurance company may attempt not to pay for surgery. The important thing to remember is to keep your options open when discussing your medical care with your medical providers. If surgery is an option, do not tell the doctor you do not want it. The reason you should not state this is you may want the surgery later. If you tell the doctor under no conditions do I want surgery he/she may write that in the medical records the insurance company will receive. They love to see that they will not have to pay for a surgery and will not if you are adamant that you …